E Wallet In response to consumers’ general wariness of online transactions, some online merchants have begun accepting and issuing alternative payment methods, such as electronic wallets and digital money/stored-value accounts. eWallets are bits of software that are either server “side” (information that is stored on a secure server) or “client side” (information that is stored on the consumer’s personal computer). They can help merchants acquire and retain customers by offering an easy and convenient ordering solution: allowing payments and shipping information to be securely stored on a merchant’s site for repeat purchases. Consumers can get eWallets from their financial institution, specialized merchants, or technology providers (e.g., Microsoft).